Question: Can I Use Alipay Without A Bank Account?

How do I get a Chinese bank account?

To open a basic bank account in China you need the following:Valid passport.Proof of residence (usually only for correspondence purposes, so your bank may accept a temporary address or email instead)An initial opening deposit.Employment pass, student pass or work permit (Required by some banks).

How do tourists set up Alipay?

How to set up an Alipay account. First of all, find Alipay in the app store (available on both IOS and Android) and download it. Once you enter and verify your phone number with an SMS code, the app will ask you to choose the international version when it detects you are using an overseas number.

Does Alipay accept MasterCard?

Supported payment methods include Visa, MasterCard, JCB, bank transfer, Western Union, WebMoney, Boleto, and more.

Is Alipay free?

Almost all services are free. You can use Alipay for most offline payments, including restaurants, supermarkets, taxis, hotels, etc. The potential of Alipay will exceed your expectations: when you use the app, you will have a better payment experience.

Is Alipay a payment plan?

SECURE, SIMPLE AND CONVENIENT PAYMENT EXPERIENCE Alipay lets customers pay for online purchases with eWallet, credit cards, debit cards and bank transfers. Since its launch, AliPay has quickly become a domestic leader in online payment solutions in China. Currently, Alipay has over 850 million registered users.

How does a foreigner verify Alipay account?

Alipay Account Verification for Foreign UsersLog in to your www.alipay.com account.Click “Verify Now(立即认证)”.Fill in your personal information as required.fill in your bank card information.Upload your passport scan.Submitted successfully,Verification will be completed in 24 hours.More items…•

Can Alipay transfer money to bank account?

Alipay, the payment service provider owned by tech giant Alibaba Group, will begin charging Chinese users for money transfers made to personal bank accounts from next month. … Alipay, controlled by Alibaba’s financial affiliate Ant Financial, is the most popular payment service platform in China.

Can you withdraw cash from Alipay?

Alipay users will have a withdrawal quota of 20,000 yuan (around $3,000). … When the customer reaches that quota, they will be charged a fee of 0.1 percent for each withdrawal. Other forms of payment and money transfers will still be free.

Do you need a bank account for Alipay?

It is free to sign up for an account with Alipay. You can then add and save your credit and debit card details within your account to start making mobile payments. Verify your identity, phone number and bank information. Use the app to download and buy prepaid cards using your international credit or debit card.

Can you use Alipay without a Chinese bank account?

As with normal Alipay accounts, users must submit their passport number and upload a picture of a valid Chinese visa. also requires a phone number. Most overseas numbers should work, but Alipay said numbers from Hong Kong, Macau and Taiwan aren’t eligible to use the feature.

What bank card does Alipay use?

Credit card schemes supported by Alipay include VISA, MasterCard, JCB, Diners Club International, and American Express (AMEX).

How can I fund my Alipay account?

Here’s how Alipay looks in 2020….Step 1: Download Alipay and Sign Up with Your Phone Number. … Step 2: Add Your Bank Card. … Step 3: Enter Your Bank Card Info. … Step 4: Confirm Your Phone Number and Other Info Registered With Your Bank. … Step 5: Make Payments!

Can foreigners use Alipay outside China?

Are foreigners allowed to use Alipay to transfer money internationally? No. International transfers through Alipay require a Chinese ID, which means that if you want to make a transfer of money outside of China, you will need a local Chinese to help you.

Can I trust Alipay?

Alipay is a scam There is no way you can get the fund, when you can’t even get yourself verify especially foreigner who are not able to open a bank account in MAINLAND China without being a residence in CHINA. It is one big scam of cheating foreigner money.

Is Alipay the same as PayPal?

Both Alipay and Paypal require buyer and seller (user) accounts and both require the internet to conduct transactions. … Another key difference is Paypal assists the wire of funds between users’-bank accounts, but Alipay qualifies and then moves funds between buyer-and-merchant-Alipay accounts.

How can I check my Alipay account without China bank?

To do this, open the Alipay app once again and then tap the Me section….If You’re On A Computer — Use Alipay Without a Chinese Bank Account.Jump into Alipay, log in and then go to the Account Settings (账户设置). … Great! … Now click on the big blue “Verify Now” (立即认证) button. … Almost there!

Who accepts Alipay?

Alipay is now accepted at the following brick and mortar stores.7-Eleven Stores.Bloomingdale’s.GUESS.Lacoste.Macy’s.Neiman Marcus – Also known as “needless markups”Saks Fifth Avenue.Walgreens.

Can foreigners have Alipay account?

After downloading Alipay on Google’s Android or Apple’s iOS, users can register for the international version of the app using their foreign mobile number. Users can then top up money onto a pre-paid virtual card and begin using Alipay across China.

How do I transfer my Alipay balance to my bank account?

Tap “Transfer” at the bottom left of the homepage, select the payee / enter the phone number or AlipayHK account number, select the transfer method (including instant transfer, WhatsApp, FPS or SMS), enter and confirm the transfer amount, choose payment Method (such as credit card), tap “Confirm”, Enter the payment …

Can you transfer money from Alipay to PayPal?

You can’t link Alipay to PayPal, they are from different companies. Do you want to make payment with Alipay? If that, you need to add the money to Alipay account, but if you have no Chinese ID and Chinese bank account, it will be so hard.

Is Alipay a bank?

Alipay (Chinese: 支付宝) is a third-party mobile and online payment platform, established in Hangzhou, China in February 2004 by Alibaba Group and its founder Jack Ma. In 2015, Alipay moved its headquarters to Pudong, Shanghai, although its parent company Ant Financial remains Hangzhou-based.